Service Charge (w.e.f.01.11.2024)
| SR. NO. | SERVICE TYPE | CHARGES ARE EXCLUSIVE OF GST |
| 1 | LOCKER | RENT are as per Size of the lockers |
| 2 | Breaking of SDL | Actual Charges + Rs. 200/- |
|
3 |
DRAFT/T.T/PAY ORDER | |
| [A] Through own bank OR HDFC etc | FREE | |
| [B] Through other bank | Actual Other Bank Charged + 0.50 paisa per Rs. 1000.00 inclusive of service tax | |
| [C] Issue of duplicate DD/Pay order (in lieu of instrument) | Rs. 100.00 (+) cost of Stamp paper for indemnity bond | |
| [D] Cancellation/Revalidation of DD/Pay Order | Rs. 50.00 per instrument. | |
|
4 |
OUT STATION CHQ COLLECTION | |
| (A) Thru own bank of HDFC Bank | ||
|
(1) Up to Rs. 10,000/- |
Commission Rs. 1/- per thousand + Postage | |
| Minimum Rs. 20/- Maximum R 50/-* per instrument | ||
| (2) Up to Rs. 10,000/- to | Commission Rs. 1/- per thousand + Postage | |
| Rs. 1,00,000/- | Minimum Rs. 20/- Maximum Rs. 100/-* per instrument | |
|
(3) Above Rs. 1,00,000/- |
Commission Rs. 1/- per thousand + Postage | |
| Minimum Rs. 20/- Maximum Rs. 150/-* per instrument | ||
| * As per RBI Circular No. DPDD.CO.No.611/03.01.03 (P) 2008-09 Dt 08/10/2008 | ||
| (B) Thru another Bank | Normal Charges as above + Other bank charges actual | |
| (C) Cheque Return Charges | Normal Charges as above + Other bank charges actual (if any) | |
| 5 | Inward Bill Collection - IBC | Rs. 1.00 per Rs. 1000.00 subject to minimum commission of Rs. 15.00 + Postage + Other bank charges. |
| 6 | Outward Bill Collection - OBC | Rs. 1.00 per Rs. 1000.00 subject to minimum commission of Rs. 15.00 + Postage + Other bank charges. |
| 7 | Postage Charges | Ordinary Rs.15.00, Regd./Courier Rs. 35.00 |
|
8 |
RTGS: | |
| [A] RTGS [Inward] | FREE(Credit will be given after confirmation of agent Bank) | |
| [B] RTGS [Outward] | FREE | |
|
9 |
NEFT: | |
| [A] NEFT [Inward] | FREE(Credit will be given after confirmation of agent Bank) | |
| [B] NEFT [Outward] | FREE | |
|
10 |
NACH: | |
| [A] NACH Inward [Credit] | FREE | |
| [B] NACH Outward [Debit] | FREE | |
| [C] NACH Return | Rs. 100/- uniformly per transaction for all reasons attributable to the drawer. | |
| [D] NACH Mandate | Rs. 100/- | |
|
11 |
CHEQUE RETURN CHARGES: | |
| [A] Local cheques [Inward] | Rs. 200/- | |
| [B] Local cheques [Outward] | Rs. 100/- | |
|
12 |
Cheque book Issue | |
| (A) Saving Account | FREE (One Cheque book free in a month, after that Rs.. 75 per cheque book) | |
| (B) Current/Cash Credit Account | Rs. 50/- per cheque book of 45 pages | |
| 13 | Issue of Passbook or Statement | FREE |
| 14 | Issue of Duplicate Pass Book | Rs. 100.00 per pass book. |
| 15 | Stop Payment Instruction | Rs. 100.00 per instrument (cheque) however (in case of series of cheques) maximum Rs. 300.00 |
| 16 | Duplicate Account Statement(Backdated) | Backdated per page Rs. 10 |
| 17 | Account Closure | if closed within one year Rs. 100.00. |
| 18 | Loss of Token | Rs. 100.00 per lost. |
| 19 | Signature Verification/Attestation | FREE |
| 20 | Balance/Interest Certificate | FREE |
| 21 | No Dues Certificate | FREE |
| 22 | Inoperative Account | NO CHARGES |
| 23 | Addition of Name | FREE |
| 24 | E-Tax Challan | FREE |
| 25 | Premature Withdrawn of Deposit | Penalty 1.00 % (No penalty in case of Death) |
|
26 |
Cash Handling Charges in | * No Charges upto Cash Deposit of Rs.. 1.00 lacs. Above Rs.. 1.00 lacs Rs.. 50/- (upto per lacs). |
| CURRENT ACCOUNT | * If Minimum Daily Balance of Rs. 1.00 lacs is maintained, No Charge upto Rs. 2.00 lacs. After Rs. 2.00 lacs Rs. 50/-(upto per lacs) | |
|
27 |
Cash Handling Charges in |
NIL |
| CASH CREDIT ACCOUNT | ||
| SAVING ACCOUNT | ||
|
28 |
Minimum Balance (Current Account) |
Minimum Balance Above Rs. 3000/- NIL |
| Below Rs. 3000/- Rs. 100 P.M. | ||
|
29 |
Loan(s) Processing Charges |
(1) CC/BOD : 1 % of limit. Maximum Rs. 3,00,000/- |
| (2) CC/BOD: 0.25 % on renewal .Maximum Rs. 50,000/- | ||
| (3) All Term Loan: 1 % of limit. Maximum Rs. 3,00,000/- | ||
| 30 | Advance Interest | As per term of sanction, Ranging between 10 % to 15 % P.A.(As per Rating System) |
| 31 | Loan Prepayment Charges | NIL |
| 32 | Charges for late payment of EMI | No Separate Charges. |
| 33 | Additional Interest for Adhoc Limit | 2.50 % P.A. |
| 34 | Solvency Certificate | FREE |
| 35 | Bank Guarantee | 1.00 % to 2.50 % of sanction limit |
| 36 | Legal Notice Fees | Rs. 250.00 per notice |
| 37 | Delay Stock/Book Debt Statement | Rs. 100.00 per month |
| 38 | Site Inspection Fees | No Charges |
| 39 | Loan No Due Certificate | FREE |
| 40 | Loan Passbook/ Statement | FREE |
| 41 | Confidential Report Charges | FREE |
