Deposits Interest Rate

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Rate on Fixed Deposits and Recurring Deposits

w.e.f 01/05/2025

Period

For Individual/Firm/HUF/Company/Trust

For Senior Citizens

45 days to 90 days

3.50%

3.50%

91 days to 364 days

5.50%

5.50%

1 year upto 2 year

7.25%

7.50%

2 year upto 3 year

7.50%

7.75%

3 year upto 5 year

7.00%

7.25%

 

Rate on Flexi Term Deposit Scheme

w.e.f 01/09/2025

Period

Rate of Interest

Below 45 Days

3.00%

45 Days to 90 Days

3.50%

91 Days to 179 Days

5.50%

180 Days

6.00%

 

New Fixed Deposit Scheme

w.e.f 01/10/2023

Period

Amount

Rate of Interest

25 Months (NON-COLLABLE)

More Than 1 Crore

8.50%

731 Days (COLLABLE)

More Than 1 Crore

8.25%

37 Months (COLLABLE)

15 Lakhs & Below 1 Crore

8.00%

 

Rate on Saving Deposit

w.e.f 01/09/2025

Type

For Individual/Firm/HUF/Company/Trust

For Senior Citizens

Saving Account

2.50%

2.50%

Flexi Saving Account

3.00%

3.00%