Loans & Advances

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Advances Type

Rate Of Interest

Housing Loan(For Purchase of New Home)

Up to Rs. 29.00 Lakhs - 9.50%
Above Rs. 29.00 Lakhs - 10.00 % to 15 % As per Advance Rating

ALL LOANS / CASH CREDIT/ BOD
except Personal Loans
Up to Rs. 29 Lakhs

10.50%

Overdraft against Fix Deposit

1 % more then Fix Deposit Interest Rate

Citizens Laghu Udhyog Vepar Dhiran Upto Rs. 29 Lakhs

10.50%

Loan / Overdraft against NSC/KVP

10%

Mortgage Loan

Up to Rs. 29.00 Lakhs – 10.50%

Above Rs. 29.00 Lakhs - 10.00 % to 15 % As per Advance Rating

Machinery Loan

Hire Purchase Loan

Commercial Loan

Educational Loan

Gold Loan / Overdraft

Bullet Loan – Up to Rs. 4 lakhs - 9.00%
Other - 9.50%

Personal Loan

15%

Solar Rooftop Loan

Up to Rs. 29.00 Lakhs

Without Collateral Security 9.50%

With Collateral Security 9.00%

 (Without Collateral Security Loan limit up to Rs. 2 Lakhs more than Rs. 2 Lakhs required collateral security)    

Above Rs. 29.00 Lakhs

10 % to 15 % As per Advance Rating